Complete these tasks to help determine your life insurance needs For many people, life insurance is a key component of a comprehensive financial plan. Determining how much you need is a crucial step in ensuring financial security for your loved ones in the event of your passing. While there’s no one-size-fits-all answer, completing these planning […]
Loud budgeting can help you align your spending with your values and goals As a financial management strategy, loud budgeting is a relatively new and simple concept. It involves turning down social opportunities outside of your budget, such as an impromptu dinner or an expensive weekend away. But it goes a step further: You tell […]
Based on the FBI’s most recent internet crime report, investment fraud saw a 38% increase in 2023 with losses accruing up to $4.57 billion dollars. It is important to note that the FBI has seen investment scam losses increase exponentially since 2020, showing no signs of slowing down. Cybercriminals are relying on tricking victims into […]
Tips and resources that everyone can use Knowledge Is Retirement Power For nearly 60 years, Medicare has been the program that retired Americans turn to for their health care coverage. In 2023, it helped more than 65 million people pay for everything from hospital stays to doctor visits to prescription drugs. You become eligible for the program at age 65. […]
As the 401(k) continues to evolve, it remains a great retirement saving strategy Since their launch in 1981, 401(k) plans have grown to become the most popular company retirement plan in the United States. According to the Investment Company Institute, 401(k) plans hold $7.4 trillion in assets, in more than 710,000 plans, on behalf of nearly 70 million […]
Taking Advantage of a Roth Contribution Option Can Give You Some Flexibility in Retirement According to Vanguard’s “How America Saves 2024,” 82% of employers offer a Roth 401(k) option in addition to a traditional, or regular, 401(k) option. However, just 17% of employees contribute to a Roth. If you have access to a Roth 401(k) […]
In the current time of technology, Vishing attacks are becoming more commonplace. Vishing is a cyber-attack conducted by a phone call to trick the victim into providing private and sensitive personal information. These attacks may seem to be antiquated however they are often conducted with great detail and success. The attacker can often seem sincere […]
Retirement Planning With Your Spouse or Partner Are you in the phase of life where you are closer to retirement than to the start of your career? If so, now is a great time to begin planning for life after work with your spouse or partner, including your mutual hopes, dreams and financial goals. Here […]
Description This article discusses the best practices to use when storing files online in “the cloud”. What is cloud storage? Do you use Google Drive, Dropbox, or Microsoft OneDrive? If so, you’re not alone. Cloud storage has become a very popular and convenient storage option for millions of people worldwide. Cloud storage is a cost-effective […]
What are tech support scams?Have you ever received a suspicious pop-up message or phone call about an “issue” on your computer?If so, you were the target of a tech support scam. These scams are a popular type of fraud involving cybercriminals who imitate a reputable company and attempt to convince you of a technical issue […]
