Author: chris

The Two Faces of Debt

Understanding Good Versus Bad Debt Can Help You Make Smart Financial Moves Credit card debt is a huge challenge for many people. According to, Americans owe $986 billion on credit cards, surpassing the prepandemic high of $927 billion. While credit card debt is considered “bad debt,” it’s important to understand other types of debt […]

Cleared For Takeoff

Planning To Retire Within Five Years or so? Include These Three Exercises in Your Flight Plan You’re first step is to get the most comprehensive, clear and accurate picture of your annual expenses that you can. For reference, collect your credit card statements and checking/savings account statements from the past 12 months (most banks and […]


If you’re feeling stressed, depressed, or unable to come up with creative ideas at work, you may want to take a walk. Your doctor probably won’t prescribe walks for you, but “Walking is the closest thing we have to a wonder drug,” according to Dr. Thomas Frieden, former director of the Centers for Disease Control […]


Inflation, market fluctuations, and uncertainties about Social Security raise concerns Retirement is supposed to be our “golden years,” but many Americans worry there will be nothing “golden” about it—and they might even have to cut back and scrape by to pay their bills (or keep working). NerdWallet reported in 2023 that 27% of Americans saved […]

Get Into Your Rhythm

Get Into Your Rhythm Your Body’s Clock Can Help You Maintain a Healthy Lifestyle Ever wonder why you feel out of whack some days? Maybe you lack an appetite for some reason, or feel like you’re just too tired to get out of bed in the morning. Or perhaps you feel slightly overheated or chilled […]


Description With its four distinct parts, Medicare can be an alphabet soup of complexity. We provide an overview of the various components and how they impact your healthcare costs. Body Medicare is available to virtually all U.S. citizens and legal residents 65 years of age and over who have previously worked and paid U.S. taxes […]

Reality Check on Your Retirement Savings

Whether you’re 23 or 35, it’s important to know whether you are saving enough for your retirement. There is no time like the present to ensure you are allocating enough funds to your retirement account. With folks routinely living into their 80s and 90s, it’s more important than ever to ensure your money lasts your […]

Wealth Building Strategies While Raising a Family

Raising a family is rewarding─and expensive. Consider taking these steps to support your family financially through a program of smart investing. Building a career and raising a family requires management skills. Juggling your time, priorities, and money now while planning for the future can be daunting. Saving now to send your kids to college, take […]

how to manage money during retirement

The Art of Planning Your Retirement Take a deep breath and relax.  Retirement planning can be stressful and overwhelming, but it should be a time of excitement as we imagine and pursue our ideal future.  We are being asked to plan the last 1/3rd of our lives before we get there.  That’s a big task […]

Top Of Mind

Practicing Mindfulness With Money Can Help Boost Your Financial Wellness Many people practice mindfulness through yoga, tai chi or other forms of movement, often incorporating breathing exercises. Others rely on their smart watch or phone to ping them at the same time each day, urging them to practice it for a few minutes. While there […]